The Mortgage Architect
This Cookie Policy explains how Bobby Mortgage Intermediary Limited trading as The Mortgage Architect (“we”, “us”, “our”) uses cookies and similar tracking technologies on our website (the “Site”). It should be read alongside our Privacy Policy.
We are committed to being transparent about the cookies we use and to complying with our obligations under:
In line with Irish Data Protection Commission guidance and the GDPR, we will only place non-essential cookies on your device with your prior, freely-given, specific, informed, and unambiguous consent.
Cookies are small text files that are placed on your computer, tablet, or mobile device when you visit a website. They allow the website to recognise your device and store some information about your preferences or past actions.
Similar technologies include web beacons, pixels, local storage objects, and scripts that function in a comparable way. References to “cookies” in this policy include these similar technologies.
Cookies can be categorised as follows:
These cookies are essential to enable you to navigate the Site and use its features. They do not store any personally identifiable information. Because these cookies are strictly necessary to deliver the website to you, they cannot be disabled without severely affecting how the Site functions. They do not require your consent under applicable Irish law.
These cookies collect information about how visitors use our Site, for instance which pages are visited most often and whether users encounter error messages. The information collected is aggregated and anonymous — it does not identify you personally. We only place these cookies with your explicit consent.
These cookies allow the Site to remember choices you make (such as your preferred language or region) to provide enhanced, more personalised features. We only place these cookies with your explicit consent.
These cookies are used to deliver content and advertisements that are relevant and engaging for you. They may be set by us or by third-party providers whose services we have added to our pages. We only place these cookies with your explicit consent.
The table below sets out the specific cookies placed on our Site at the time this policy was last reviewed. We will update this table when we add, change, or remove cookies.
| Cookie Name | Purpose | Duration | Category |
|---|---|---|---|
| _ga | Google Analytics — distinguishes unique users by assigning a randomly generated number. | 2 years | Performance / Analytics |
| _ga_XXXXXXX | Google Analytics — maintains session state. | 2 years | Performance / Analytics |
| _gid | Google Analytics — distinguishes users. | 24 hours | Performance / Analytics |
| _gat | Google Analytics — throttles request rate. | 1 minute | Performance / Analytics |
| PHPSESSID / sessionid | Maintains your session while you use the Site. | Session | Strictly Necessary |
| cookie_consent | Stores your cookie consent preferences. | 12 months | Strictly Necessary |
| [CRM / Contact form] | Third-party form or CRM tool (e.g. HubSpot, Mailchimp). Set if applicable. | Varies | Functional / Marketing |
Note: If you use third-party plugins or embedded content (e.g. Google Maps, social media buttons), those third parties may also set cookies on your device. We do not control these cookies and recommend you check the relevant third-party privacy/cookie policies.
When you first visit our Site, a cookie consent banner will be displayed. You may:
Your preference will be saved for 12 months. You may withdraw or update your consent at any time by clicking the “Cookie Settings” link in the footer of our website, or by clearing your browser cookies (which will reset your preferences the next time you visit).
Under Irish and EU law, consent must be:
You can also control cookies through your browser settings. Most browsers allow you to:
Please be aware that restricting cookies may impact your experience on our Site and some features may not function properly. For guidance on how to manage cookies in the most common browsers, please refer to your browser’s help section or visit www.aboutcookies.org.
Strictly necessary cookies are placed on the basis of our legitimate interest (and your implied consent) in being able to operate a functional website. All other cookies are placed only on the basis of your explicit consent (Article 6(1)(a) GDPR). You have the right to withdraw your consent at any time — see Section 5 above.
Some cookies (in particular Google Analytics) may result in data being transferred to servers outside the European Economic Area (EEA), including to the United States. Where this occurs, we ensure appropriate safeguards are in place (such as Standard Contractual Clauses approved by the European Commission) in accordance with Article 46 GDPR.
As set out in our Privacy Policy, you have the following rights in relation to personal data processed via cookies:
To exercise any of these rights, or if you have any questions about how we use cookies, please contact our Data Protection Officer:
Robert O’Sullivan — Data Protection Officer / GDPR Owner
Email: info@themortgagearchitect.ie
Phone: 021-4882957
You also have the right to lodge a complaint with the Data Protection Commission of Ireland:
We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our data practices. When we make changes, we will revise this policy accordingly and, where required, seek your renewed consent. We encourage you to review this policy periodically.
Bobby Mortgage Intermediary Ltd T/A The Mortgage Architect is regulated by the Central Bank of Ireland (C443071).
Registered in the Republic of Ireland, registered number 676085. Registered Office: The Mortgage Architect, Unit 1, Main Street, Carrigaline, Co. Cork, P43 X298.
Directors: Robert O’Sullivan, Richard Horgan. Secretary: Shirley O’Sullivan.
