Based in Cork. Serving Clients Nationwide.
Get approved faster with the lowest mortgage rates available to first-time buyers in Ireland.
First-time buyer? Not sure where to start?
Buying your first home can be clear and straightforward.
We’ll guide you every step of the way — from your first approval right through to getting the keys.
We won’t stop until you’re happily living in your dream home.
No fees, just honest, expert advice and support.
We deal with the banks and all the documents. You focus on finding the perfect home.
Why Choose Us
We've helped hundreds of first-time buyers get the keys to their first home.
Frequently Asked Questions
A First Time Buyer is someone who has never had a mortgage or owned a property in Ireland. This can also extend to divorced or separated applicants from a ‘fresh start’ perspective in certain circumstances. Applicants may also be classified as First Time Buyers for top-up’s or re-mortgage on their first primary home.
First Time Buyers in Ireland are allowed to borrow up to 4 times your gross annual income. The maximum borrowing limit is also dependent on not just your income but your age, financial commitments, credit history and demonstrated repayment capacity.
An AIP is an Approval In Principle. This is a letter from a lender noting the maximum borrowing amount you are eligible for based on an underwriter’s review of your income, savings, credit history, affordability and repayment capacity. With a fully underwritten approval in principle, you can begin your house hunting with confidence.
As a First Time Buyer, you can avail of the following schemes:
Estimate your monthly repayments with our mortgage calculator.
