Based in Cork. Serving Clients Nationwide.
Save thousands by switching to a better mortgage deal.
Are you paying too much for your mortgage?
Did you know that you can save thousands by switching mortgages?
We’ve helped hundreds of homeowners switch to a better rate.
We search the market and compare lenders to find you the cheapest available option.
Switching mortgage lenders has never been easier.
Why Choose Us
Talk to a mortgage advisor today and see how much you could save.
Frequently Asked Questions
Switching mortgages can be more straight forward than a purchase as there is reduced document requirements and we compare lenders to find you a better rate, more flexible terms, and handle all paperwork and communication for you.
Most mortgage switches can take between 6–8 weeks, but it can vary based on your current lender and speed of your solicitor and how quickly your documents are submitted.
At The Mortgage Architect, we do not charge any fees to help you switch your mortgage. There would be legal fees associated with the mortgage switch and a valuation fee for your current property but no other costs other than this.
Yes, you can switch mortgage during a fixed-rate period, however your current lender may charge an early repayment fee or breakage fee for ending the fixed term contract early.
By switching to a lower rate, you can lower your monthly payments and save thousands in interest over the full term of your mortgage.
Yes, you can release the equity that is in your property for a number of purposes such as home improvements. We can guide you through this process.
Estimate your monthly repayments with our mortgage calculator.
