Stressed about buying a house for the first time? Don’t worry. The Mortgage Architect can help you get the house of your dreams.
We can help you find the best lenders with the best rates and policies to ensure that you get to experience this milestone in your life without any trouble or worries.
Everyone dreams of buying and moving into their very first home, finding the perfect house in the ideal neighborhood with all the things they had wished for. The entire experience is no less than a dream come true for some people.
However, when you start looking at mortgage applications, things can get overwhelming. Here are some of the things first time buyers need to consider:
Financial Health
Your financial health and circumstances will play a big role in all your home buying and mortgage decisions. Therefore, this is one of the first and most important things you will have to consider. Other than the cost of the house, you will have to bear numerous other costs during the process.
Hence, you will have to consider your savings, current income, current and future expenses and much more. All of this will help you determine your financial health.
Mortgage Qualification
Another thing you need to consider is how much of a mortgage you can qualify for. Moreover, this will also determine whether you will be able to afford that house or you will have to go for your second or third option.
Who Will Help You
The most important thing you have to think about is who will help you throughout this process. With years of experience & hundreds of satisfied clients, The Mortgage Architect will be with you every step of the way.
Why Choose Us
At The Mortgage Architect, we provide various mortgage services to help first time buyers navigate that entire process quickly and smoothly. Our experienced and well-connected mortgage planners will help you find the best lenders according to your financial and personal circumstances. These are some of the services you can expect:
- Latest information on borrowing limits, interest rates, lending criteria, deposit requirements, etc.
- Income and expenditure analysis
- Arranging mortgage protection options
- Advising against loan applications
- Application screening
- Project management
- Continuous contact to keep you updated about your mortgage and application progress