Can my fixed-rate mortgage payment vary during the term of the loan?

Yes and no. Since you will have a fixed term and fixed interest rate, the principal and interest amounts will not fluctuate. However, you also need to pay insurance and taxes to, which can vary and cause your overall mortgage payment to fluctuate.

Can I make a single payment for my mortgage, or will I have to pay a penalty?

In most cases, you can pay a lump sum without penalty if you have a variable rate. On the other hand, if you have a fixed rate, you might have to pay a penalty. The exact amount of the penalty depends on the lender.

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Mortgage Calculator

Mortgage calculator

The calculators gives indicative results for illustrative & guidance purposes only. You may contact us for more information as lending criteria & terms and conditions apply

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