Are you envisioning a kitchen extension or considering a fixer-upper with potential? A Renovation Mortgage can help you transform your vision into reality, incorporating the cost of renovations into your mortgage.

Have you a Mortgage already and you’re looking to renovate that property? Why not review both your current mortgage and other lenders to fund the project.

Unlock Your Home's Potential

With a Renovation Mortgage, lenders consider the estimated value of your property after renovations, not just its current value. This means you may be able to borrow more and reduce the interest rate you’re currently paying.

How Much Can You Borrow?

Your borrowing capacity is determined by several factors, including:

• Employment status
• Income
• Dependents
• Existing financial commitments

We'll help you understand your options and tailor a solution to your situation.

Types of Renovation Projects

• Non-Structural: Cosmetic upgrades like kitchen or bathroom renovations.
• Structural: Major changes, such as extensions or attic conversions.

We'll guide you through the requirements and processes for each type of project.

Expert Guidance Every Step of the Way

At The Mortgage Architect, we have extensive experience helping clients secure Renovation Mortgages. We'll work closely with you, ensuring you understand the process and requirements.

Book Your Free Consultation Today

Take the first step and book a consultation with us.

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